/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg: #f8f9fb;
  --bg2: #ffffff;
  --bg3: #f1f3f7;
  --border: #e2e6ed;
  --border-dark: #cbd2dc;
  --navy: #0d1f3c;
  --navy-mid: #1a3460;
  --accent: #1d4ed8;
  --accent-light: #eff4ff;
  --text: #0d1f3c;
  --text-mid: #3a4f6e;
  --text-muted: #6b7e99;
  --text-dim: #9aaabb;
  --gold: #92700a;
  --gold-bg: #fefbf0;
  --gold-border: #e8d98b;
  --nav-h: 68px;
  --max-w: 1080px;
  --radius: 8px;
  --transition: 0.2s ease;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ===== UTILITY ===== */
.container { max-width: var(--max-w); margin: 0 auto; padding: 0 32px; }
.section { padding: 80px 0; border-bottom: 1px solid var(--border); }
.section:last-of-type { border-bottom: none; }

.section-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 12px;
  display: block;
}
.section-title {
  font-size: clamp(22px, 3vw, 30px);
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.02em;
  color: var(--navy);
  margin-bottom: 16px;
}
.section-desc {
  font-size: 16px;
  color: var(--text-mid);
  max-width: 620px;
  line-height: 1.75;
}

/* ===== NAVIGATION ===== */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: var(--nav-h);
  background: rgba(248, 249, 251, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.nav-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.nav-logo-mark {
  width: 34px;
  height: 34px;
  background: var(--navy);
  border-radius: 7px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.02em;
  flex-shrink: 0;
}
.nav-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}
.nav-logo-name {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: -0.01em;
}
.nav-logo-sub {
  font-size: 10px;
  font-weight: 500;
  color: var(--text-muted);
  letter-spacing: 0.07em;
  text-transform: uppercase;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
}
.nav-links a {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
  text-decoration: none;
  transition: color var(--transition);
}
.nav-links a:hover { color: var(--navy); }
.nav-contact {
  font-size: 13px;
  font-weight: 600;
  color: var(--accent);
  text-decoration: none;
  padding: 8px 18px;
  border: 1px solid var(--accent);
  border-radius: var(--radius);
  transition: background var(--transition), color var(--transition);
}
.nav-contact:hover { background: var(--accent); color: #fff; }

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
}

/* ===== HERO ===== */
.hero {
  padding: calc(var(--nav-h) + 72px) 0 80px;
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.hero-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
}
.hero-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.hero-eyebrow::before {
  content: '';
  width: 24px;
  height: 1px;
  background: rgba(255,255,255,0.3);
}
.hero h1 {
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 800;
  letter-spacing: -0.03em;
  color: #fff;
  line-height: 1.08;
  margin-bottom: 20px;
}
.hero-tagline {
  font-size: clamp(15px, 2vw, 18px);
  color: rgba(255,255,255,0.55);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: 48px;
}
.hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  overflow: hidden;
  max-width: 680px;
}
.hero-meta-item {
  padding: 18px 28px;
  border-right: 1px solid rgba(255,255,255,0.1);
  flex: 1;
  min-width: 160px;
}
.hero-meta-item:last-child { border-right: none; }
.hero-meta-label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.35);
  margin-bottom: 6px;
}
.hero-meta-value {
  font-size: 14px;
  font-weight: 600;
  color: rgba(255,255,255,0.85);
}

/* ===== OVERVIEW ===== */
.overview { background: var(--bg2); }
.overview-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.overview-facts {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.fact-row {
  display: flex;
  align-items: baseline;
  gap: 16px;
  padding: 16px 0;
  border-bottom: 1px solid var(--border);
}
.fact-row:first-child { padding-top: 0; }
.fact-label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-muted);
  min-width: 140px;
  flex-shrink: 0;
}
.fact-value {
  font-size: 14px;
  color: var(--text);
  font-weight: 500;
}

/* ===== BUSINESS ACTIVITIES ===== */
.activities { background: var(--bg); }
.activities-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 40px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.activity-item {
  display: flex;
  align-items: flex-start;
  gap: 24px;
  padding: 28px 32px;
  background: var(--bg2);
  border-bottom: 1px solid var(--border);
  transition: background var(--transition);
}
.activity-item:last-child { border-bottom: none; }
.activity-item:hover { background: var(--accent-light); }
.activity-num {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-dim);
  min-width: 24px;
  padding-top: 2px;
  font-variant-numeric: tabular-nums;
}
.activity-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
.activity-desc {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.65;
}

/* ===== COMPLIANCE ===== */
.compliance { background: var(--bg2); }
.compliance-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}
.compliance-card {
  padding: 28px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--bg);
}
.compliance-card-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 10px;
}
.compliance-card-desc {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.7;
}
.compliance-card-desc a {
  color: var(--accent);
  text-decoration: none;
}
.compliance-card-desc a:hover { text-decoration: underline; }

.notice-box {
  margin-top: 36px;
  padding: 20px 24px;
  background: var(--gold-bg);
  border: 1px solid var(--gold-border);
  border-radius: var(--radius);
  font-size: 13px;
  color: var(--gold);
  line-height: 1.75;
}
.notice-box strong { font-weight: 700; }
.notice-box a { color: var(--gold); }

/* ===== CONTACT ===== */
.contact { background: var(--bg); }
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
  margin-top: 40px;
}
.contact-table {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.contact-row {
  display: flex;
  align-items: baseline;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px solid var(--border);
}
.contact-row:first-child { padding-top: 0; }
.contact-key {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  min-width: 110px;
  flex-shrink: 0;
}
.contact-val {
  font-size: 14px;
  color: var(--text);
  font-weight: 500;
}
.contact-val a { color: var(--accent); text-decoration: none; }
.contact-val a:hover { text-decoration: underline; }

.contact-form-wrap {
  background: var(--bg2);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
}
.form-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 24px;
}
.form-row { margin-bottom: 16px; }
.form-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 6px;
}
.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 10px 14px;
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 6px;
  color: var(--text);
  font-size: 14px;
  font-family: inherit;
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
  appearance: none;
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--accent);
  box-shadow: 0 0 0 3px rgba(29, 78, 216, 0.1);
}
.form-input::placeholder,
.form-textarea::placeholder { color: var(--text-dim); }
.form-textarea { resize: vertical; min-height: 100px; }
.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%236b7e99' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  cursor: pointer;
}
.btn-submit {
  width: 100%;
  padding: 11px 24px;
  background: var(--navy);
  color: #fff;
  border: none;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  font-family: inherit;
  cursor: pointer;
  transition: background var(--transition);
  margin-top: 8px;
}
.btn-submit:hover { background: var(--navy-mid); }
.form-note {
  font-size: 12px;
  color: var(--text-dim);
  margin-top: 10px;
  text-align: center;
}
.form-note a { color: var(--text-muted); }
.form-success {
  display: none;
  text-align: center;
  padding: 40px 24px;
}
.form-success.visible { display: block; }
.form-success-icon { font-size: 36px; margin-bottom: 12px; }
.form-success-title { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.form-success-desc { font-size: 14px; color: var(--text-muted); }

/* ===== FOOTER ===== */
.footer {
  background: var(--navy);
  padding: 40px 0;
}
.footer-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 32px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
}
.footer-copy { font-size: 13px; color: rgba(255,255,255,0.35); }
.footer-links { display: flex; gap: 24px; flex-wrap: wrap; }
.footer-links a {
  font-size: 13px;
  color: rgba(255,255,255,0.4);
  text-decoration: none;
  transition: color var(--transition);
}
.footer-links a:hover { color: rgba(255,255,255,0.75); }

/* ===== INNER PAGES ===== */
.inner-hero {
  padding: calc(var(--nav-h) + 56px) 0 52px;
  background: var(--navy);
}
.inner-hero-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 14px;
}
.inner-hero h1 {
  font-size: clamp(26px, 4vw, 38px);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: #fff;
  margin-bottom: 10px;
}
.inner-hero-meta { font-size: 13px; color: rgba(255,255,255,0.35); }

.inner-content { padding: 72px 0; background: var(--bg2); }
.prose { max-width: 740px; }
.prose h2 {
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  margin: 40px 0 12px;
  letter-spacing: -0.01em;
  padding-top: 40px;
  border-top: 1px solid var(--border);
}
.prose h2:first-child { margin-top: 0; padding-top: 0; border-top: none; }
.prose h3 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin: 24px 0 8px;
}
.prose p {
  font-size: 15px;
  color: var(--text-mid);
  line-height: 1.8;
  margin-bottom: 14px;
}
.prose ul, .prose ol { margin: 10px 0 18px 20px; }
.prose li {
  font-size: 15px;
  color: var(--text-mid);
  line-height: 1.75;
  margin-bottom: 6px;
}
.prose strong { color: var(--text); font-weight: 600; }
.prose a { color: var(--accent); text-decoration: none; }
.prose a:hover { text-decoration: underline; }
.prose .info-box {
  background: var(--accent-light);
  border: 1px solid rgba(29,78,216,0.15);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 24px 0;
}
.prose .info-box p { color: var(--accent); margin: 0; font-size: 14px; }
.prose .warning-box {
  background: var(--gold-bg);
  border: 1px solid var(--gold-border);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 24px 0;
}
.prose .warning-box p { color: var(--gold); margin: 0; font-size: 14px; }

/* ===== MOBILE ===== */
.mobile-menu {
  display: none;
  position: fixed;
  top: var(--nav-h);
  left: 0; right: 0;
  background: var(--bg2);
  border-bottom: 1px solid var(--border);
  z-index: 999;
  padding: 20px 32px;
}
.mobile-menu.open { display: block; }
.mobile-menu ul { list-style: none; display: flex; flex-direction: column; gap: 4px; }
.mobile-menu a {
  font-size: 15px;
  font-weight: 500;
  color: var(--text);
  text-decoration: none;
  display: block;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
}

@media (max-width: 900px) {
  .overview-grid { grid-template-columns: 1fr; gap: 48px; }
  .compliance-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 48px; }
}
@media (max-width: 768px) {
  .section { padding: 60px 0; }
  .container { padding: 0 20px; }
  .nav-links, .nav-contact { display: none; }
  .nav-hamburger { display: flex; }
  .hero-meta { flex-direction: column; }
  .hero-meta-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.1); }
  .hero-meta-item:last-child { border-bottom: none; }
  .fact-label { min-width: 110px; }
  .footer-inner { flex-direction: column; align-items: flex-start; gap: 16px; }
  .form-row-2 { grid-template-columns: 1fr; }
}